Government Co-contribution Scheme Calculator

Government Co-contribution Scheme Calculator

This tool is a simple Government Co-contribution Calculator which you can use to calculate your Government Co-contribution entitlement. Input the amount of your non-concessional (after-tax) contribution, the financial year in which you have made or plan to make the contribution, and your gross incom

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Federal Government Co-contribution Scheme

Federal Government Co-contribution Scheme

Federal Government Co-contribution Scheme; Risk free 100% return! The Federal Government has been operating a scheme since the 2003-2004 financial year paying money to anyone who makes a non-concessional (after-tax) contribution to their super fund and meet the eligibility requirements. The payme

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Complete Home Loan Calculator

Complete Home Loan Calculator

This tool is an all inclusive Home Loan Calculator. Input your information including your deposit savings and whether you are a first home buyer. Then input the property information including the property value, the state in which the property is, whether it will be your primary residence, and if yo

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First Home Owner Grants & Schemes

First Home Owner Grants & Schemes

Following the introduction of the GST on July 1, 2010, the First Home Owner Grant (FHOG) scheme was introduced to offset the effect of the GST on home ownership. It is a national scheme funded by the states and territories and administered under their own legislation. Under the scheme, a one-off gra

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First Home Owner Grant Calculator

First Home Owner Grant Calculator

This tool is an all inclusive First Home Owner Grant Calculator which calculates the various grants and bonuses you may be eligible for as a first home buyer. Input the property value, select the state in which the transaction is to take place and whether it is in a regional area, select if the prop

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Principal & Interest Loan Calculator

Principal & Interest Loan Calculator

This tool is a simple Principal & Interest Loan Calculator which estimates your home loan repayments on a standard principal and interest loan . Input the loan amount, your interest rate, loan term and select either weekly, fortnightly or monthly repayment frequency. The tool will then estimate

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Stamp Duty Calculator

Stamp Duty Calculator

This tool is an all inclusive Stamp Duty Calculator which estimates your total transfer fees payable upon the purchase of residential property in Australia. It includes stamp duty on the property, transfer fee on the transfer of land title and mortgage registration fee. Input the dutiable value of t

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Mortgage Insurance Explained

Mortgage Insurance Explained

When taking out a new home loan you may be required to pay an additional charge for mortgage insurance. Mortgage insurance is generally included on your loan when your new loan value will be greater than 80%-85% of the property value (Loan to Value Ratio or LVR); however this varies depending on you

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Stamp Duty - Transfer of Residential Property Duty

Stamp Duty – Transfer of Residential Property Duty

There are several factors which you will need to consider when buying a residential property such as how you intend to pay for the property and how much can you afford to borrow. One consideration which many people initially overlook is the added expense stamp duty may impose on the purchase cost.

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Savings Plan Calculator

Savings Plan Calculator

This tool is a simple savings plan calculator which estimates the future value of your investment based on your initial investment and ongoing savings. Input your initial investment, your ongoing investments and investment frequency, and the investment rate of return and time frame. The tool will th

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Income Tax Calculator

Income Tax Calculator

This tool is an income tax calculator which estimates your tax payable based on your income. Input your income, select the financial year, and select whether you have private health insurance or a Higher Education Learning Program (HELP) debt. The tool will then estimate your tax payable and you

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India at front of world economic stage

India at front of world economic stage

October 8, 2010 India is enjoying some time at the centre of the international stage courtesy of the Commonwealth Games. Despite the bad press about construction difficulties and lack of preparation in the lead up to the games, now that the sport is underway the attention has clearly shifted. But

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Time in the market - Not timing the market

Time in the market – Not timing the market

An important factor to be weary of in long term investment is not to aim to 'time' the market, but to spend 'time in' the market. "Much success can be attributed to inactivity. Most investors cannot resist the temptation to constantly buy and sell" - Warren Buffet. To 'time' the market is to a

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How to Buy Shares

How to Buy Shares

Buying stocks for the first time can be an exciting yet daunting experience. There are many new concepts which can be difficult to understand if you have not been exposed to investment markets. But don't worry - read on for all the information you need to get started. If you are new to investing

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Superannuation Explained

Superannuation Explained

What is Superannuation? Your superannuation fund is a pool of money designed to provide for your retirement. If invested wisely it could allow you to be financially independent in retirement. The 'Superannuation Guarantee' (SG) for salary and wage earners was introduced in July 1992 by the Kea

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Wealth Protection Insurance Explained

Wealth Protection Insurance Explained

Wealth Protection Insurance Explained Wealth Protection Insurance comprises of four different types of insurance designed to protect you and your loved ones if you are injured, suffer from illness or in the event of your death. The four types of wealth protection insurance are Income Protection

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Property or Shares? - The Great Debate

Property or Shares? – The Great Debate

July 14, 2010 It has been a hot topic for debate from barbecues to boardrooms and it seems everyone has their own opinion but the question remains un-answered: “So what’s a better investment, property or shares?” In this article we will examine the pros and cons of the two investments ve

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Share Income

Share Income

What is a dividend? Shares can provide a strong and steady for of income over time. This income received from the share is in the form of a dividend. A company may declare a dividend to be paid to share holders and usual do so biannually in the form of an interim and final dividend (the compan

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Australian Share Basics

Australian Share Basics

What are shares? A share is a part ownership in a company. The ownership share can be for either a private or public company. The share may entitle you to a slice of the company’s profits (if there are any) and voting rights in some company decisions. Publicly listed companies are those comp

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European Soverign Debt Crisis

European Soverign Debt Crisis

July 6, 2010 Over the last few months we have seen a halt to the global economic recovery due to the emergence of the European sovereign debt crisis. The crisis has raised the possibility of debt default by some European nations which would have widespread ramifications in line with the chaos we

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